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| | Talk to my parents about end-of-life planning? I’d much rather chase a butterfly down a forest path, Winnie the Pooh-style. Of course, checking in with your parents before serious cognitive decline sets in can save you heartache, headache, and even financial ruin down the line. But how to broach the subject? “I would encourage people not to sit your parents down and grill them for hours,” financial journalist Cameron Huddleston tells NPR’s Life Kit. “This doesn't happen in one conversation.” Huddleston covers the thorny subject in her 2019 book Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. She recommends starting early, with something of a stealth approach: Test the waters by asking your parent(s) for financial advice -- whether you need it or not. Start with a question like: Should I set up a will? Or, should I be taking advantage of my workplace retirement plan? Judging by their answers, Huddleston says you may get a glimpse of what financial guardrails they do or don’t have in place. A will, Huddleston says, is paramount. Without it, the state government gets to decide how a person’s assets are distributed after they die. Other documents are important for managing your parents’ aging process, like a living will, which outlines a person’s wishes in terms of medical treatment in the event that they're not able to make those decisions themselves. And then there’s long-term care, which includes home health aides, nursing homes, assisted living facilities, and memory care. Long-term care is often enormously costly, and Huddleston encourages people to invest in a long-term care insurance plan in their 60s or even late 50s, because premiums go up as you age. If your parents dismiss your attempts to help, Huddleston recommends using language like the following: “I respect your independence and I want to help you remain independent for as long as possible. But to do that, we need to have some plans.” Oh, and you can tell them you heard about it on NPR, you know, if that helps ;). Learn more. Plus: A loved one's dementia will break your heart. Don't let it ruin your finances |
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I like to take advantage of the various positions available at which to work at a computer at my coworking space. I’ll sit in a standard office chair for an hour or two, then move to a couch. There are high tables I can stand at, with stools for when I get tired of standing. Changing position helps mitigate various aches and pains. But it won’t save me from the negative effects of a sedentary lifestyle. That's according to Columbia University exercise physiologist Keith Diaz, who spoke with NPR host Manoush Zomorodi for the new podcast series “Body Electric.” Sitting too much has been linked with numerous health concerns including heart disease, diabetes, cancer, and early death. You know this. I know this. And yet, 85% of American workers hold sedentary jobs and U.S. adults spend an average of 9.5 hours sitting per day, often tethered to devices. We need to move, at regular intervals, Diaz says. In a lab study earlier this year, his team came up with a minimum standard of exercise to combat the health effects of a day of sitting: A five-minute walk every 30 minutes. But is this practical for us desk jockeys "in the wild"? To find out the answer, NPR and Columbia University invite you to participate in a new study. It involves integrating specific intervals of activity into your day over a period of three weeks, and keeping track on your smartphone. The deadline to sign up is TONIGHT, October 8 at 11:59pm ET. (Progress note on my end: This five minutes of walking thing may not go according to plan if you work in a cutesy neighborhood with the kind of boutique where you walk in to quickly buy a card and end up trying on sweaters.) If you're reading this after the study sign-up deadline, you can still follow along on your own. Zomorodi and Diaz will report the results in the final episode of the special series on November 7. Learn more and listen to the first episode of Body Electric, a podcast series about how we can change the relationship between our technology and our bodies, to hopefully sit less, get off our screens, and feel better. You can also find the series in the TED Radio Hour feed here, or wherever you listen to podcasts. Plus: Break up your work day with these five exercises for neck and back pain relief |
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Time for a walk! Find more of NPR's health journalism on Shots. All our best, Andrea Muraskin and your NPR Health editors |
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